When you are many years away from retirement, Social Security seems straightforward: You’ll leave your job, file for benefits and receive a monthly check for the rest of your life — boom! But in ...
The 2026 401(k) contribution limit is $24,500; $32,500 if aged 50+ with catch-up contributions. Max out your 401(k) if stable, no high-interest debt, and an emergency fund is in place. Explore IRAs or ...