Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Discover what a credit card balance includes, how it's calculated, and its impact on your credit score. Learn more about ...

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to ...

Also keep in mind that there are many different credit scoring formulas in use today, so you don’t have just one credit score: you have dozens. FICO and VantageScore are the two main providers, but ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Flywheel Publishing has partnered with CardRatings for our coverage of credit card products. Flywheel Publishing and ...

Your credit score probably isn't at the top of your list of things to worry about during the hustle and bustle of the holiday ...

Score up to 24 months interest-free with this week's best 0% intro APR cards -- perfect for large purchases or paying off ...

The Bank of America® Customized Cash Rewards credit card for Students gives students the opportunity to earn up to 3% cash ...