A state-by-state summary of which businesses need workers’ compensation insurance and how to buy it. Many, or all, of the products featured on this page are from our advertising partners who ...

Sarah Horvath is a financial writer located in New York City, New York. She focuses on the topics of insurance and investing for retirement. Horvath has written for numerous websites and publications, ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Employers, employees and insurance companies all play a role in the workers’ compensation claims process. Many, or all, of the products featured on this page are from our advertising partners who ...