Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

Final expense insurance is a life insurance policy designed to cover end-of-life costs. You can get approved easily, but the death benefit is typically smaller.

A straight life insurance policy is more commonly known as whole life insurance since it’s designed to last the policyholder’s lifetime. The premium does not change and beneficiaries typically receive ...

Life insurance is a necessity if you have immediate family or others that count on your income. However, choosing a policy that fits your financial goals and is affordable can be challenging. It helps ...

When someone is counting on your income, life insurance provides peace of mind and financial stability when you pass away. Life insurance is a financial tool that pays a death benefit to your heirs ...

Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and financial ...

Life insurance is designed to provide a death benefit to your loved ones after you pass away. Certain policies can also ...

A long-term care rider gives you access to your life insurance payout while you’re still alive to help pay for long-term care ...

Life insurance costs an average of $13 a month ($156 a year) for a 20-year, $250,000 term life insurance policy for a healthy 30-year-old buyer, based on our analysis. The same policy costs $19 a ...