Disability insurance replaces a portion of your monthly income if you suffer a qualifying injury or illness that impacts your ability to work and earn a paycheck. Things like a broken hand, pregnancy, ...

More than a quarter of U.S. adults live with a disability, according to the Centers for Disease Control and Prevention (CDC).

Learn about Short-Term Disability Insurance, including its types, coverage options, and the application process involved.

Insurance can be a cost-effective way to protect yourself financially from expensive issues like a house fire, car accident or serious health condition. Understanding the different types of insurance ...

Disability insurance is an important element in protecting your financial well-being. This insurance offers income replacement if you get hurt or can no longer work because of physical limitations. So ...

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

How would you support yourself or your loved ones if you couldn't work due to an injury or illness? A majority of respondents said they'd dip into financial reserves or borrow, according to a study by ...

If you've opted into your company's group disability insurance, it may be less coverage than you think, experts say. You'll need to check how much income is protected, the policy's definition of ...

When you shop through retailer links on our site, we may earn affiliate commissions. 100% of the fees we collect are used to support our nonprofit mission. Learn more. Of all the kinds of insurance ...

Please provide your email address to receive an email when new articles are posted on . Lack of or inadequate disability insurance coverage can be more costly to an orthopedist’s family than death, ...

Forbes contributors publish independent expert analyses and insights. Cicely Jones simplifies financial concepts for young professionals. I recently met a woman who, despite having a great career and ...

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...