Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. A finance charge includes interest rates, origination fees, service fees, and late fees.

Perpetual bonds have no maturity date, allowing them to pay interest indefinitely, making them appealing for long-term income. They come in different types, such as government and corporate bonds, ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Cost basis affects capital gains taxes on investments. Cost basis varies by investment type and whether you purchased the asset or received it as a gift or inheritance. Optimizing cost basis can ...

The simple interest formula is I = Prt. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to ...

One of the most important tools that investors use to decide whether to buy or sell a security is its market value. It is often different from a security’s market price, though sometimes market value ...

Total return includes both capital gains and dividends, providing a comprehensive view of stock performance. Expressing total return as a percentage or dollar value helps compare various investments ...